OFW, Inc.^®

Investment Formula - Filipinos helping Filipinos.

Conservative Projection: After just 10 short years,  OFW, Inc.^® will be worth over $47,580,000,000.00, based on 2002 estimates!

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Average OFW Remittances: USD$8,000,000,000.00

(2002 est.)

$         8,000,000,000.00

$             8,000,000,000.00

$             8,000,000,000.00

$             8,000,000,000.00

$             8,000,000,000.00

$                8,000,000,000.00

$             8,000,000,000.00

$                8,000,000,000.00

$                8,000,000,000.00

Overseas "Filipino" Workers (OFWs) will Deposit 100% of their annual PI remittances into the Philippine Central Bank for MANAGEMENT.

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OFW RELATIVES' REMITTANCE = 50%        ( USD$4,000,000,000.00 / yr )

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ONLY 50% of the TOTAL Remittance Deposit will be paid to their designated recipients, and the other 50% will be used for the Investment Plan.  This is imperative in order for the Investment portion to be successful - belts must be tightened.

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Government will establish tracking, payment, and follow-up systems for all the direct recipients of OFWs' payment.

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Government will help create job training programs for them, so they can be duly employed by OFW, Inc.

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If recipients are able to work but refuse employment opportunity, their benefits can be ended. They should become independent.

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The ultimate goal of this OFW disbursement program is the recipient's independence from co-dependence with full employment.

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The ultimate goal of this OFW disbursement program is the recipient's independence from co-dependence with full employment.

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The ultimate goal of this OFW disbursement program is the recipient's independence from co-dependence with full employment.

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The ultimate goal of this OFW disbursement program is the recipient's independence from co-dependence with full employment.

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The ultimate goal of this OFW disbursement program is the recipient's independence from co-dependence with full employment.

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The ultimate goal of this OFW disbursement program is the recipient's independence from co-dependence with full employment.

$                         8,000,000,000.00

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When fully employed, they'll start own savings plan for their future.

When fully employed, they'll start own savings plan for their future.

When fully employed, they'll start own savings plan for their future.

When fully employed, they'll start own savings plan for their future.

When fully employed, they'll start own savings plan for their future.

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OFW's INVESTMENT = 50%        ( USD$4,000,000,000.00 / yr )

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50% of Investment to be allotted for creating a Joint Venture between OFWs and the Gov't for a business company we will call OFW, Inc.

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If no laws exist that would allow the collaboration of government and private enterprise to establish OFW, Inc., then do whatever is needed to create it, even if it means amending the constitution.

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If this joint venture is realized, it will create the single largest source of foreign investment in Philippine history, bar none!

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OFW, Inc. will signal to the rest of the world that The Philippines is finally doing something good & beneficial for its own people.

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OFW, Inc. will provide the single largest source of government, and civilian of course, satisfaction: JOBS, JOBS, JOBS!

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If this joint venture is realized, it will create the single largest source of Foreign Investment in Philippine history, bar none!

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If this joint venture is realized, it will create the single largest source of Foreign Investment in Philippine history, bar none!

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If this joint venture is realized, it will create the single largest source of Foreign Investment in Philippine history, bar none!

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If this joint venture is realized, it will create the single largest source of foreign investment in Philippine history, bar none!

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If this joint venture is realized, it will create the single largest source of foreign investment in Philippine history, bar none!

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By the 10th year, it would become realistic that a GDP per capita of OFW, Inc. workers can be between US$5,000.00 to US$8,000.00/year.

$        4,000,000,000.00

$      2,000,000,000.00

$                2,000,000,000.00

(Current Year's Investment)

$                    2,000,000,000.00

$                    2,000,000,000.00

$                    2,000,000,000.00

$                    2,000,000,000.00

$                       2,000,000,000.00

$                    2,000,000,000.00

$                       2,000,000,000.00

$                       2,000,000,000.00

+

$                3,500,000,000.00

(Last Year's Invest. Fund)

+

$                    5,500,000,000.00

+

$                    7,500,000,000.00

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$                    9,500,000,000.00

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$                  11,500,000,000.00

+

$                     13,500,000,000.00

+

$                  15,500,000,000.00

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$                     17,500,000,000.00

+

$                     19,500,000,000.00

$                5,500,000,000.00

(TOTAL Poss. Investments)

$                    7,500,000,000.00

$                    9,500,000,000.00

$                  11,500,000,000.00

$                  13,500,000,000.00

$                     15,500,000,000.00

$                  17,500,000,000.00

$                     19,500,000,000.00

$              21,500,000,000.00

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Profits/Costs/Losses

+/- Profits/Costs/Losses

Est. Earnings/ CASH SAVINGS

3%

Est. Earnings/ CASH SAVINGS

3%

Est. Earnings/ CASH SAVINGS

4%

Est. Earnings/ CASH SAVINGS

5%

Est. Earnings/ CASH SAVINGS

6%

Est. Earnings/ CASH SAVINGS

7%

Est. Earnings/ CASH SAVINGS

8%

$285,000,000.00

$345,000,000.00

$540,000,000.00

$775,000,000.00

$1,050,000,000.00

$1,365,000,000.00

$1,720,000,000.00

+

$285,000,000.00

+

$630,000,000.00

+

$1,170,000,000.00

+

$1,945,000,000.00

+

$2,995,000,000.00

+

$4,360,000,000.00

$630,000,000.00

$1,170,000,000.00

$1,945,000,000.00

$2,995,000,000.00

$4,360,000,000.00

$6,080,000,000.00

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OFW, Inc. INVESTMENT Capital:

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ONLY Start-up Companies are to be created by OFW, Inc. in local growth industries that will maximize low-cost employment in Mindanao and Sulu (includes Basilan) primarily, i.e.: furniture manufacture, mango growers' processing plant, sea weed processing plant, export marketing for established products like canned fish and sea shells, etc., etc.  This Mindanao/Sulu-specific investment plan will help the government alleviate the terrorism problem that predominates this region by ensuring consistent investment and productivity in underdeveloped areas, insuring profits for company investors and badly needed jobs for many local citizens and family members.

ONLY Start-up Companies are to be created by OFW, Inc. in local growth industries that maximizes low-cost, labor extensive employment in Mindanao and Sulu (includes Basilan) primarily, i.e.: furniture manufacture, mango growers' processing plants, sea weed processing plants, export marketing for established products like canned fish and sea shells, etc., etc., etc.

OFW, Inc. will establish its own Distribution Centers in countries where large Filipino communities are established in order to sell their products directly to them, its very own company investors!  If you were part owner and investor in the OFW, Inc. business, wouldn't you want to buy your own finished products?  We think so.  It will help multiply your company's profits quickly!  Plus, you are investing in your own company's future!

OFW, Inc. will establish its own RETAIL Centers in countries where large Filipino communities are established in order to sell their products directly to them, its very own company investors!  If you were part owner and investor in the OFW, Inc. business, wouldn't you want to buy your own finished products?  We think so.  It will help multiply your company's profits quickly!  Let's call it: OFW Mart.  Cute, eh?

OFW, Inc. can also provide additional employment chances for OFWs and their families in its own chain of Distribution and RETAIL Centers in countries where large Filipino communities are established.  If you were part owner and investor in the OFW, Inc. business, wouldn't you want the opportunity to work in your own company?  "Filipinos helping Filipinos" will be the official corporate slogan of OFW, Inc.

OFW, Inc. will eliminate the current progress-inhibiting middle-men system that is negatively dictating the growth potential of local areas, causing tremendous losses for their viable products and businesses.  By creating and managing its own production, distribution, and retailing system, OFW, Inc. will maximize its efficiency and profit margins.  It will help bring new-world business processes into a corruption-laden Philippine economy.

OFW, Inc. must establish and expand its own Distribution and Retail centers in countries where its products are exported to.  Global expansion and penetration will be pursued aggressively and very competitively.  New growth business ventures will be initiated locally and expanded, maximizing people use. OFW, Inc. Filipinos helping Filipinos.

OFW, Inc. must establish and expand its own Distribution and Retail centers in countries where its products are exported to.  Global expansion and penetration will be pursued aggressively and very competitively.  New growth business ventures will be initiated locally and expanded, maximizing people use. OFW, Inc. Filipinos helping Filipinos.

OFW, Inc. must establish and expand its own Distribution and Retail centers in countries where its products are exported to.  Global expansion and penetration will be pursued aggressively and very competitively.  New growth business ventures will be initiated locally and expanded, maximizing people use. OFW, Inc. Filipinos helping Filipinos.

Using very conservative growth projections, OFW, Inc. Investment can have over US$6 billion in cash reserves, a formidable company resource for expansion or stability - an envious position to be in for any global company.   In 10 years, OFW, Inc. Investment can be worth more than US$21.5 billion using above conservative estimates.  Depending on climate conditions, it can be worth double or triple its current market value. (In today's market, that value is about the total size of IBM or AT&T)

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$2,000,000,000.00

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PHILIPPINE GOVERNMENT Investment match GRANT

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$1,000,000,000.00

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IMF Loans to match investments:

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$500,000,000.00

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TOTAL Possible Investment Fund:

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$3,500,000,000.00

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Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Create Summer Jobs Program for students in future job skills and added income for school.

Full employment is guaranteed to all graduating students in OFW, Inc., or can surely venture elsewhere.

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CREATE Education Scholarship Fund for close relatives/beneficiaries of ALL contributing OFWs, to be matched with local/national government & international funds - education begets jobs!

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1st Year High School

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2nd Year High School

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3rd Year High School

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4th Year High School

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1st Year College

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2nd Year College

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3rd Year College

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4th Year College

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5th Year College or Post-College Education

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50% of the OFWs Investment will be invested into a savings account, like an IRA  - we will call it their Overseas Retirement Fund (ORF)

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The ORF will establish a healthcare system that allows for low-cost medical care for retiring investors and/or their family members.

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This healthcare system can be self-financed with the ORF fund by building/maintaining for-profit OFW Medical Centers that are self-paying.  Profits will be reinvested back into the fund.  This is a win-win reinvestment formula!

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This system can help employ the many graduating Filipino nurses and medical students in a first-rate medical facility.

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The OFW Medical Center will be deliberate in their building new centers and extensions in poor areas, like Basilan or Sulu.

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Retiring OFW, Inc. investors, shareholders, and family, can benefit from their own health care system with reduced medical expenses and proper care.

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The OFW Medical Centers will implement joint health education programs with local and national governments for area schools.

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OFWMC will implement birth control education programs for the benefit of the Filipina, away from government or church influence.  Its time has come.

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OFWMC will help empower the Filipina in the same way other women are constitutionally protected in developed countries.

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The OFW Medical Centers will implement joint health education programs with local and national governments for area schools.

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The OFW Medical Centers will implement joint health education programs with local and national governments for area schools.

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The ORF and its OFWMC will be worth over $20 billion in 10 years time, and can care for its family of contributors the best way possible!

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$        2,000,000,000.00

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$2,000,000,000.00

(Annual Investment Amount)

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$    2,000,000,000.00

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$    2,000,000,000.00

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$    2,000,000,000.00

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$    2,000,000,000.00

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$      2,000,000,000.00

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$    2,000,000,000.00

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$      2,000,000,000.00

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$      2,000,000,000.00

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$2,000,000,000.00

(Previous Year's Amount)

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$    4,000,000,000.00

+

$    6,000,000,000.00

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$    8,000,000,000.00

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$  10,000,000,000.00

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$    12,000,000,000.00

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$ 14,000,000,000.00

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$    16,000,000,000.00

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$    18,000,000,000.00

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$4,000,000,000.00

(TOTALS)

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$    6,000,000,000.00

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$    8,000,000,000.00

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$ 10,000,000,000.00

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$  12,000,000,000.00

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$    14,000,000,000.00

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$ 16,000,000,000.00

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$    18,000,000,000.00

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$    20,000,000,000.00

Plus Interest earnings:

= ?%

(The interest earnings would be astronomical - in the Billion$$$!!!)

Plus Interest earnings:

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Plus Interest earnings:

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Plus Interest earnings:

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Plus Interest earnings:

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Plus Interest earnings:

=?%

Plus Interest earnings:

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Plus Interest earnings:

=?%

Plus Interest earnings:

=?%

Plus Interest earnings:

=?%

Plus Profits:

= ?%

Plus Profits:

= ?%

Plus Profits:

=?%

Plus Profits:

=?%

Plus Profits:

=?%

Plus Profits:

=?%

Plus Profits:

=?%

Plus Profits:

=?%

Plus Profits:

=?%

TOTAL 10-Year Value of OFW, Inc.

INVESTMENTS:

$21,500,000,000.00

CASH SAVINGS:

$6,080,000,000.00

ORF and OFWMC:

$20,000,000,000.00

TOTALS:

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$47,580,000,000.00

A Formula for Philippine Independence, Financially!

By: Zamboanga.com Editorial  -  December 25, 2002

We would like to wish everyone a very Merry Christmas, and bestow upon all the Filipinos a Christmas gift that can help bring financial freedom to their country.  We have been laboring long and hard over a way to improve the very poor investment environment in the Philippines, in hopes that we can help provide a formula to buoy the local economy and help propel it into financial independence.

Regardless of what the government experts say about the health of the Philippine economy, it cannot erase the exceedingly negative light foreign investors are placing on the country.  Their diminishing faith has nothing to do with the very capable labor pool that the Philippines has in comparison to other Asian countries, and has everything to do with their limited trust towards the capacity of the national government to protect and nurture its very own shining gem of business productivity – its people!

The Philippines is a global leader in exporting its educated, skilled, and in-demand workers (over seven million) to many areas around the world, endearing many satisfied employers and governments.  This plethora of endearment is in turn converted into one of the world’s largest and most consistent endowment by the heroic overseas Filipino workers for the Philippines, benefiting their immediate family, relatives, and friends.  This endowment consequently encapsulates the Philippine growth economy as a whole.

While this fact lends a positive light on the usefulness of the Filipino worker, it also languishes a paradoxical nightmare that can plunge the Philippine economy into one of the worst decline anybody can imagine.  If all these overseas Filipino workers, legal or illegal, were to be returned back to the Philippines as a result of their employers’ government security concern or war, what can or how will the Philippine government cope with this potential catastrophe of global proportions?  Are there enough jobs or funds to re-absorb these millions of overseas foreign workers back into the country?  Can you say NO!?  The Philippine government’s unspoken reliance on their overseas foreign workers’ remittances into the country is a time bomb just lingering too close for comfort.

The security and stability of the Filipino people are the foremost concern the industrialized world is trying to relay and instill into the mindset of the Philippine government.  Their current failure to provide this basic of all citizen rights is keeping foreign investments away from the Philippines, reflecting a form of silent diplomatic protest against the ineptitude of the local government, but generously in concert for the welfare of the local citizenry.  These long-established democratic countries would like the Philippines to grow up quickly and treat its citizens like they do theirs, with freedom and respect for life.  However, the end result of their concern is a devastating one – the continued hunger and increasing unemployment of the poor and unfortunate Filipinos!

It is taking a while for Malacañang Palace to get the message, and a lot longer for the military.  The Philippine military is the key to this silent diplomatic and monetary protest by other democratic governments.  The sooner they change to provide sustained and accountable defense for their fellow brethrens, and not just for the foreign embassies of potential investors, the quicker these foreign investment “risks” will subside.

They may wonder: “If you don’t, or don’t do enough, to protect your citizens, what will you do for our citizens and investments?  If you guarantee to do well for us, then what on earth are you doing for your people?  We want to do business with governments who protect both our investments and people, including our workers – your own people!”

Regardless of whether you believe or perceive the negativity, the bottom line is it exists!  In most instances, that negative belief is reason enough to implement changes.  Nevertheless, we hope they will get it.  It is also one of the endearing qualities overseas Filipino workers have – hope.

With our recent plight for the long-overdue voting rights of the Overseas "Filipino" Workers (OFWs) nearing its historic implementation by the Philippine Senate and Congress, we also want to bring the OFWs into the foray of our formula for providing financial independence for the Philippines and its people – their families, relatives, and friends.

Ask yourselves what or how much was the largest investment made in the Philippines last year or this year?  Can it equal $8 billion ($8,000,000,000.00)?  Maybe half: $4 billion ($4,000,000,000.00)?  How about half of half: $2 billion ($2,000,000,000.00)?  Can it come close at all?  (Nope! The highest foreign investment last year was about $200,000,000.00)  Allow these OFW remittance numbers to sink into your bank account, and ask yourself what you can do with it if invested properly?  Now, let yourself be very comfortable in relying on these numbers to be consistent yearly for, say, the next ten years!

We did!  Our thought process generated some astounding numbers that would make any big corporate executive drool with envy at the opportunity to divest it, and any stock investor hungry to profit from the coattails of its institution!  What could possibly generate such interest or anticipation?  What kind of monetary formula is in store for the Philippines?

In order for the Philippines to gain sustained financial freedom, we propose the creation of our financial formula: OFW, Inc.

OFW, Inc. will be the end-result of the Philippine government’s and the Filipino Overseas Foreign Workers’ joint attempt to create a durable formula for increasing scarce foreign investment money into the Philippines and decreasing the country’s reliance on other inconsistent foreign investments and loans.  We named the company as such in honor of its namesake investors, with full partnership by the Philippine government.  If no laws exist that would allow the collaboration of government and private enterprise to establish OFW, Inc., then they must do whatever is needed to create it, even if it means amending the current constitution.  This singular act is imperative for the benefit of the majority - Filipinos helping Filipinos, for the good of their country.

There is a current estimate (2002) of over eight billion U.S. dollars ($8,000,000,000.00) that is “remitted” into the Philippines by over seven million (7,000,000) Filipino OFWs.  This amount is a little more than one-half the entire Philippine government’s proposed national budget for fiscal 2003.

Malacañang Palace need not concern itself with trying to balance a risk-to-investment-to-returns ratio when dealing with OFW, Inc.  The potential risk factor to OFW, Inc. is practically non-existent as it must provide for its own people.  The foreign investments concern of the Philippine government will be inherently realized without capitulating their ineptitude to convince other foreign investors to capitalize on its inborn goldmine – its people!

The many happy returns will propel OFW, Inc. into a giant international business force to be reckoned with.  Its continued growth and success will bring forth a new era of investment potential for all its interconnected parts or counterparts, as well as for its competitors, and disdain from its detractors. 

How can such a futuristic collective mindset succeed in an atmosphere of historical graft, corruption, and security abuse?  This will be a test of the Filipino resolve in their quest to build a better future.  Build it and it will happen, then they will all come.

God bless us and peace be with us all.  Now let’s get moving!

Above is a chart that explains our various investment proposals for OFW, Inc.  This is an ongoing project, and will be updated as needed.  Please stay tuned to our updates.  Your comments or suggestions are welcomed.

If you think it will not work --- think again!  However, if you can’t think --- it will not work!

Behold the Garbage Pile of Zamboanga City's Fort Pilar  -  June 4, 2003