Josephine A. Ybanez

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Quotes to learn from!
"When I hear people say that money seldom brings happiness, they forget to add the word "obsession" before "money." Heck, nobody can survive in this modern world without money, let alone be happy." ― Franklin H. Maletsky

About Josephine A. Ybanez

Family of Josephine A. Ybanez

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Josephine A. Ybanez Photo Gallery

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Maletsky health and wellnes.PNG